Looking Ahead: Buy Travel Insurance
For the first time in history, we can officially say hindsight is 2020. We learned so much this past year about ourselves and it seems the world has changed in so many ways. From an insurance standpoint, one of the biggest changes that might impact you directly is with travel insurance. Vacations are sacred, and […]
Texas Ice Storm Likely to be More Costly Than Hurricane Harvey, Officials Say
As the impact has touched every corner of the state, officials say losses are likely to exceed the $19 billion cost of Hurricane Harvey. As the crisis in Texas continues, insurance industry officials say the deep freeze and snowstorm may become the costliest weather event in the state’s history, as all 254 counties have been […]
Looking Ahead: Buy Travel Insurance
For the first time in history, we can officially say hindsight is 2020. We learned so much this past year about ourselves and it seems the world has changed in so many ways. From an insurance standpoint, one of the biggest changes that might impact you directly is with travel insurance. Vacations are sacred, and […]
Reinsurance- What is it and Why should I care?
Simply put, reinsurance is insurance for the insurance companies to lower their risk and reduce their exposure to a catastrophic event. If an insurer has too much exposure to a potentially costly event, then that event could cause the company to go bankrupt or even shut down if it’s unable to cover the loss. For […]
Understanding Homeowners Insurance
With mortgage rates at an all-time low, you might be considering purchasing a new home. And whether this is your first home or your 5th home, you’ll likely purchase homeowners insurance for it. For some, the process of purchasing insurance can be a blur. Your mortgage lender probably told you homeowners insurance was the […]
Why Life Insurance?
They say to look at what people take pictures of and you will see what they are afraid to lose. If you swipe through the photos on my phone you will find thousands of pictures of my husband and children. They mean absolutely everything to me. My biggest fear is dying before my children are […]
Not Adding Your Teenager to Your Auto Insurance
It was an interesting week at the office especially as it pertains to “undisclosed teenage operators†aka not adding your kid to your auto insurance. The thing that everyone always says when they call to add their child to the auto insurance is, “Let’s do whatever we need to do to get the lowest cost.†[…]
Josh Barouh: Who’s Got Your Back?
Thirteen years of my insurance career was spent working as a Senior Sales Representative for one of the major national brands that you see advertised on television and online almost every day. The issue that I continually faced was that I could not put my clients’ interests first. Each week someone would say, “Josh we […]
3 Life Insurance Myths That Could Hurt Young Families
Source: Marvin H. Feldman, CLU, ChFC, RFC, CEO emeritus of Life Happens When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no […]
4 Things You Probably Don’t Know About Your Life Insurance at Work
For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the stat than meets the eye. When you […]