As a consumer, nobody likes a rate increase on their insurance especially if you haven’t filed a claim in the past couple of years. What we all too often forget is that insurance is a group risk made up of hundreds of thousands of people just like yourself. And, since […]
How Profitable was your Insurance Company in 2019? Read More »
Simply put, reinsurance is insurance for the insurance companies to lower their risk and reduce their exposure to a catastrophic event. If an insurer has too much exposure to a potentially costly event, then that event could cause the company to go bankrupt or even shut down if it’s unable
Reinsurance- What is it and Why should I care? Read More »
They say to look at what people take pictures of and you will see what they are afraid to lose. If you swipe through the photos on my phone you will find thousands of pictures of my husband and children. They mean absolutely everything to me. My biggest fear is
Why Life Insurance? Read More »
This past week, one of our clients received a letter in the mail from their auto insurance provider that the recent accident in which they were involved and deemed to be at fault may not provide them enough coverage.  Essentially, the letter was letting them know that “hey you might
What Do You Mean I’m NOT “Fully Covered”? Read More »
Did last year seem like one weather-related catastrophe after another? If you felt that way, you’re not alone. It was a record-breaking year across the U.S., with fourteen extreme weather events that resulted in damage costs of $1 billion or more – altogether totaling about $45 billion. These disasters killed
2019 Was a Texas-Sized Disaster Read More »
