What Is a Wind & Hail Deductible Buy-Down Policy in Texas?

What Is a Wind & Hail Deductible Buy-Down Policy in Texas? If you’ve reviewed your homeowners insurance policy recently, you may have noticed a separate deductible for wind and hail claims. What many Texas homeowners don’t realize is that this deductible can be thousands—or even tens of thousands—of dollars. As insurance companies continue increasing wind […]

Accelerated Death Benefit Riders: How They Support You During Serious Illness

Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage Recent Blog 12 May 2026 Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage 07 May 2026 Hello world! Blog Categories Lorem Ipsum 1 Lorem Ipsum 2 Lorem Ipsum 3 Tags Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text […]

8 Common Insurance Myths That Could Leave You At Risk

Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage Recent Blog 12 May 2026 Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage 07 May 2026 Hello world! Blog Categories Lorem Ipsum 1 Lorem Ipsum 2 Lorem Ipsum 3 Tags Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text Lorem Ipsum Text […]

Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage

Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage Recent Blog 12 May 2026 8 Common Insurance Myths That Could Leave You At Risk 12 May 2026 Smart Add-Ons: Commercial Insurance Riders That Strengthen Your Coverage Blog Categories Lorem Ipsum 1 Lorem Ipsum 2 Lorem Ipsum 3 Tags Lorem Ipsum Text Lorem Ipsum Text Lorem […]

Looking Ahead: Buy Travel Insurance

For the first time in history, we can officially say hindsight is 2020. We learned so much this past year about ourselves and it seems the world has changed in so many ways. From an insurance standpoint, one of the biggest changes that might impact you directly is with travel insurance. Vacations are sacred, and […]

Replacement vs. Actual Cash Value on your Roof. This could be very eye opening!

Half of consumers purchasing home insurance don’t dig very deeply into the fine print of their policy. Granted, they place confidence in their agent or company to tell them if they need to know something important about the policy that doesn’t stand out with BIG BOLD letters. However, many times insurance companies or agents representing […]

Do you know the signs of a contracting scam?

Should you sign a waiver to let someone inspect your roof? Or a pay a large down payment to schedule repairs? The Texas Department of Insurance has tips to help recognize and avoid common contracting scams. “We all want our homes repaired quickly, but take the time to check out a contractor,†said Doug Slape, […]

Texas Ice Storm Likely to be More Costly Than Hurricane Harvey, Officials Say

As the impact has touched every corner of the state, officials say losses are likely to exceed the $19 billion cost of Hurricane Harvey. As the crisis in Texas continues, insurance industry officials say the deep freeze and snowstorm may become the costliest weather event in the state’s history, as all 254 counties have been […]

Looking Ahead: Buy Travel Insurance

For the first time in history, we can officially say hindsight is 2020. We learned so much this past year about ourselves and it seems the world has changed in so many ways. From an insurance standpoint, one of the biggest changes that might impact you directly is with travel insurance. Vacations are sacred, and […]

How Profitable was your Insurance Company in 2019?

As a consumer, nobody likes a rate increase on their insurance especially if you haven’t filed a claim in the past couple of years. What we all too often forget is that insurance is a group risk made up of hundreds of thousands of people just like yourself. And, since insurance companies are certainly in […]