What Is a Wind & Hail Deductible Buy-Down Policy in Texas?
What Is a Wind & Hail Deductible Buy-Down Policy in Texas? If you’ve reviewed your homeowners insurance policy recently, you may have noticed a separate deductible for wind and hail claims. What many Texas homeowners don’t realize is that this deductible can be thousands—or even tens of thousands—of dollars. As insurance companies continue increasing wind […]
Replacement vs. Actual Cash Value on your Roof. This could be very eye opening!
Half of consumers purchasing home insurance don’t dig very deeply into the fine print of their policy. Granted, they place confidence in their agent or company to tell them if they need to know something important about the policy that doesn’t stand out with BIG BOLD letters. However, many times insurance companies or agents representing […]
How Profitable was your Insurance Company in 2019?
As a consumer, nobody likes a rate increase on their insurance especially if you haven’t filed a claim in the past couple of years. What we all too often forget is that insurance is a group risk made up of hundreds of thousands of people just like yourself. And, since insurance companies are certainly in […]