Replacement vs. Actual Cash Value on your Roof. This could be very eye opening!

Half of consumers purchasing home insurance don’t dig very deeply into the fine print of their policy. Granted, they place confidence in their agent or company to tell them if they need to know something important about the policy that doesn’t stand out with BIG BOLD letters. However, many times insurance companies or agents representing […]

Do you know the signs of a contracting scam?

Should you sign a waiver to let someone inspect your roof? Or a pay a large down payment to schedule repairs? The Texas Department of Insurance has tips to help recognize and avoid common contracting scams. “We all want our homes repaired quickly, but take the time to check out a contractor,†said Doug Slape, […]

How Profitable was your Insurance Company in 2019?

As a consumer, nobody likes a rate increase on their insurance especially if you haven’t filed a claim in the past couple of years. What we all too often forget is that insurance is a group risk made up of hundreds of thousands of people just like yourself. And, since insurance companies are certainly in […]

Understanding Homeowners Insurance

With mortgage rates at an all-time low, you might be considering purchasing a new home. And whether this is your first home or your 5th home, you’ll likely purchase homeowners insurance for it.   For some, the process of purchasing insurance can be a blur. Your mortgage lender probably told you homeowners insurance was the […]