How AI Is Changing Home & Auto Insurance—and What It Means for You
Artificial intelligence is changing almost every industry, and insurance is no exception. While most consumers think of AI as tools like ChatGPT, insurance companies have been using increasingly sophisticated technology behind the scenes for years. Today, AI is accelerating that transformation—affecting everything from how your home is evaluated and your auto rate is calculated […]
What to Do After a Hit-and-Run Accident in Texas
If you’re involved in a hit and run in Texas, don’t chase the other driver. Move to a safe location, call law enforcement, document the damage, look for witnesses or nearby cameras, and contact your insurance company. If the driver cannot be identified, your Uninsured Motorist Property Damage (UMPD) or collision coverage may pay for […]
How Profitable was your Insurance Company in 2019?
As a consumer, nobody likes a rate increase on their insurance especially if you haven’t filed a claim in the past couple of years. What we all too often forget is that insurance is a group risk made up of hundreds of thousands of people just like yourself. And, since insurance companies are certainly in […]
What Do You Mean I’m NOT “Fully Covered”?
This past week, one of our clients received a letter in the mail from their auto insurance provider that the recent accident in which they were involved and deemed to be at fault may not provide them enough coverage.  Essentially, the letter was letting them know that “hey you might want to consult some legal […]