Why Choose an Independent Insurance Agency? 5 Benefits for Texas Homeowners.
Paying Too Much for Homeowners Insurance in Texas? Let Us Take a Look. One of the most effective ways to potentially lower your homeowners insurance premium is to work with an independent insurance agency rather than relying on quotes from just one insurance company. Unlike captive insurance agents who typically represent a single insurance company […]
What to Do After a Hit-and-Run Accident in Texas
If you’re involved in a hit and run in Texas, don’t chase the other driver. Move to a safe location, call law enforcement, document the damage, look for witnesses or nearby cameras, and contact your insurance company. If the driver cannot be identified, your Uninsured Motorist Property Damage (UMPD) or collision coverage may pay for […]
What Is a Wind & Hail Deductible Buy-Down Policy in Texas?
What Is a Wind & Hail Deductible Buy-Down Policy in Texas? Wind and hail deductibles have increased significantly on many Texas homeowners insurance policies. A 2% or 3% deductible can leave a homeowner responsible for thousands—or even tens of thousands—of dollars after a covered hail or windstorm. A wind and hail deductible buy-down policy […]